Understand the
True Cost
of Any Agreement
Paste any loan, credit card, or BNPL agreement. Our AI extracts every term, calculates the real total cost, and surfaces every hidden charge — in seconds.
You will pay $1,086 for a $1,000 loan
$88
Monthly EMI
12.68%
Effective Rate
MEDIUM
Risk Level
Everything You Need to See Through the Fine Print
Our AI-powered engine analyzes financial documents to reveal what lenders don't want you to see.
Plain English Explanation
Complex legal and financial jargon translated into simple, human language — no finance degree required.
Learn more →Accurate Cost Calculation
Full amortization breakdown with EMI, total interest, effective APR, and total payable — to the last rupee.
Hidden Charges Detection
Surfaces processing fees, compounding traps, prepayment penalties, and conditional charges buried in fine print.
Risk Analysis
Every agreement scored LOW / MEDIUM / HIGH based on interest structure, fee transparency, and penalty clauses.
Learn more →Visual Breakdown
Interactive charts — cost distribution donut, EMI composition over time, and outstanding balance curve.
Learn more →Multi-Provider AI
OpenRouter → Gemini → OpenAI with automatic fallback. Works in Demo Mode with zero API keys.
From Agreement to Audit in 3 Steps
No setup. No sign-up. Paste text, get insights — under 30 seconds.
Paste Your Agreement
Copy any financial text — loan terms, credit card agreement, BNPL offer, or mortgage document — and paste it into the analyzer.
AI Analyzes & Extracts
Multi-provider AI reads the text, extracts all financial parameters, and identifies hidden clauses automatically.
Get Full Audit Report
Receive a structured report with true cost calculations, hidden charge detection, visual charts, and risk classification.